Season’s Greetings

…If the experience of the financial and COVID crises teaches us anything — it is humility.
We cannot anticipate every risk or plan for every contingency, but we can, and must, plan for failure. That means creating an anti-fragile system. A system that can withstand both the risks we see and those we do not…’
Mark Carney / The BBC 2020 Reith Lectures (How We Get What We Value)